Landlord / Tenant MediationOur Landlord/Tenant department provides information and education to landlords and tenants about their rights and responsibilities under the California Civil Code. Click on the link to view the California Tenants Handbook. Default and ForeclosureFor a listing of the required documents needed for the initial counseling session click here. 
Call us at 800-321-0911 ext. 131 or 909-984-2254 The Keep Your Home California program is designed to help low and moderate income homeowners retain their homes if they have suffered a financial hardship. To see if you fall within the allowed income bracket, check out this Income Table and match the county you live in with your household income. In order to apply, your financial situation must meet specific requirements. Please review the following nine requirements to determine your eligibility. All six requirements must be met to qualify. - You must have suffered a financial hardship that puts you at risk of default on your mortgage due to changes in household circumstances such as death, illness, disability, unemployment or loss of income.
- You must own and occupy your home as your primary residence.
- Your home must be located in California.
- You must NOT own any additional properties or have co-signed for a family member or friend on any additional properties.
- The current amount you owe on your first mortgage must not exceed $729,750
- Your current mortgage must be through one of the following servicers OR through a servicer that has signed an agreement with CALHFA MAC. A homeowner cannot receive assistance if their servicer has not signed an agreement with CALHFA MAC.
Please check the Cal FHA website periodically for the most current list of participating servicers) If you meet ALL of the above then you may be eligible to receive benefits. Please call (909)984-2254 or 800-321-0911, extension 131 for more information. IFHMB does not guarantee program eligibility. If you do not meet all of the requirements above you are not eligible for the Keep Your Home California program at this time, please review the Keep Your Home California website to learn about other programs you may benefit from. |